Meet Denise Smith
Denise's Pen
Professional Resume
Success Stories

Meet Denise Smith

It is a wonder where Denise Smith gets all of her seemingly inexhaustible energy. As owner/broker of Royal Realtors and Loan Services in Oakland, her effervescent manner and enthusiasm is immediately infectious whenever she talks about real estate.

Royal Realtors and Loan Services reflects her commitment to providing comprehensive service for their clients:

"We go the extra mile. The real estate business is so competitive that it's vital that brokers do more than simply sell real estate. My company offers one-stop shopping for the home buyer. We provide loan consulting, loan refinancing, credit counseling, property management, market analysis, as well as free home-buying seminars."

And there's no conflict of interest. The California Department of Real Estate states that one person can legally broker real estate and mortgage loans as long as all of the information is completely disclosed to the buyer.

Ms. Smith has negotiated both commercial and residential real estate loans in excess of 60 million dollars. In conjunction with the day-to-day operation of her company, she is a freelance real estate portfolio manager for corporations and individuals. She:

• Manages and organizes all aspects of their property portfolios.
• Evaluates closed real estate portfolios to determine their feasibility for secondary markets.
• Has earned a reputation for increasing the rate of return and the total amount of cash flow available from real estate holdings.

Ms. Smith's work ethic was instilled in her by her grandmother who made a seminal impact on her life.

"At the time, growing up in San Francisco, I didn't know exactly what type of business I wanted to be in, but I knew that I wanted to be my own boss. My grandmother taught me that with hard work, sheer determination, confidence in my abilities, and faith in God I could achieve anything."

Over the years, those values have served Ms. Smith well. After becoming a real estate broker and starting her business in March of 1994, she has expanded and changed locations. In addition, her company is now approved to broker loans with 30 lenders.

"What I want to do with Royal Realtors is to focus on first-time buyers and really provide them with quality service. I want to make them feel as though they're all buying million-dollar properties."

"We have a wide variety of clients and buying commercial or residential property can be a stressful time for anyone. I'm available in the office or by pager to answer all of my clients' questions."

"Some of my clients still keep in touch and refer me to their friends and family. That means a lot to me. That kind of support is absolutely invaluable."